Job Offer Comparison Calculator
Enter the monthly salary of two job offers. See which one pays more after income tax, and by how much.
01 How it works
How to compare job offers after tax
Each offer's yearly salary and bonus are added up and taxed with the same FBR salary slabs. The offer that leaves more in your hand over the year is the better-paid one.
The gross gap between two offers always shrinks after tax. Moving from Rs 200,000 to Rs 230,000 a month is Rs 30,000 more gross, but Rs 24,000 more take-home in 2026-27.
Compare your offersRs 200,000 vs Rs 230,000 a month · 2026-27
- Offer A take-home
- Rs 187,000
- Offer A monthly tax
- Rs 13,000
- Offer B take-home
- Rs 211,000
- Offer B monthly tax
- Rs 19,000
- Gross difference
- Rs 30,000
- Take-home difference
- Rs 24,000
02 Bonuses
Higher salary or a bigger bonus?
A bonus is taxed as salary, so compare offers on the full year. Here a lower salary with two months' bonus is set against a higher salary with none.
Offer A: Rs 220,000 + 2 months' bonus
Rs 2,788,000
take-home a year · tax Rs 292,000
Offer B: Rs 250,000, no bonus
Rs 2,724,000
take-home a year · tax Rs 276,000
Better offer in 2026-27
Offer A
by Rs 64,000 a year after tax
A guaranteed bonus counts the same as salary. A performance bonus may not be paid, so weigh it with care.
03 Beyond salary
What else to compare in a job offer
Provident fund and gratuity
An employer's provident fund contribution adds to your savings each month. Ask whether the offer has a provident fund, gratuity or both, and how they are worked out.
Medical cover
Hospital and outpatient cover for you and your family can be worth more than a small salary difference. Check the limits and who is covered.
Tax-free allowances
Some allowances are not taxed. A medical allowance of up to 10% of basic salary is tax-free when your employer provides no free treatment or reimbursement.
Increments and growth
A yearly increment policy changes the picture over a few years. Use the salary increment calculator to see what each raise adds after tax.
04 Answers
Questions about comparing offers
Quick answers about comparing salaries after tax in Pakistan.
Compare two offersHow do I compare two job offers after tax?
Work out the take-home pay of each offer for the whole year, including any bonus, and compare those figures. For example, in 2026-27 a Rs 230,000 offer pays Rs 24,000 a month more after tax than a Rs 200,000 offer, not the full Rs 30,000 gross difference.
Is a bonus taxed in Pakistan?
Yes. A bonus is part of your salary and is taxed at the same slab rates in the tax year it is paid. Adding it to your yearly salary shows the true tax on each offer.
Why is the take-home difference smaller than the salary difference?
The extra salary in the higher offer is taxed at your top slab rate, so part of the difference goes to tax. The higher the salaries, the bigger that share.
What else should I compare besides salary?
Look at provident fund and gratuity, medical cover, guaranteed versus performance bonuses, allowances and annual increments. Some allowances, such as medical allowance of up to 10% of basic salary when no free treatment is given, are tax-free.
05 Salary tools
More salary calculators
Every tool uses the same FBR salary slabs, so the figures match across the site.
- Salary tax calculator Monthly tax and take-home pay for 2026-27
- Gross salary calculator The salary you need for a take-home amount
- Salary increment calculator What your raise adds after tax
- Multi-year tax comparison One salary across six tax years
Income tax slabs for every year Tax exemptions, deductions & credits
Sources and last update
- Finance Act 2026 (Gazette of Pakistan, 26 June 2026)
- Income Tax Ordinance 2001, First Schedule, Part I, Division I
- FBR Withholding Income Tax Rate Card for tax year 2027 (section 149)
- Federal Board of Revenue (FBR)
Last reviewed: 7 November 2026. How we calculate
Results are estimates, not tax advice. For your exact tax, check your salary certificate or ask a tax professional.