Salary Increment Calculator (After Tax)

Enter your salary and your raise. See how much more you take home each month after income tax.

Increment type

Your gross monthly salary before tax, and the raise you were offered.

01 How it works

How your increment is taxed

Your raise is added to your salary and the whole salary is taxed at the slab rates. The extra tax is charged only on the part of the salary in each slab, so the raise is taxed at your top slab rate or, if it crosses into a new slab, partly at the next rate.

A 15% increment on Rs 150,000 a month adds Rs 22,500 to your gross pay. After the extra tax of Rs 2,475, your take-home rises by Rs 20,025.

Try it with your raise

15% raise on Rs 150,000 · 2026-27

Salary now
Rs 150,000
Increment (15%)
+ Rs 22,500
New salary
Rs 172,500
Monthly tax now
Rs 6,000
Monthly tax after
Rs 8,475
Extra tax a month
− Rs 2,475
Extra take-home a month
Rs 20,025

02 Quick reference

How much of a 10% raise you keep in 2026-27

The higher your salary, the more of each raise goes to tax. Up to Rs 50,000 a month you keep all of it.

"You keep" is the share of the extra gross salary that reaches your take-home pay.

Salary now10% raiseExtra take-homeYou keep
Rs 60,000Rs 6,000Rs 5,94099%
Rs 100,000Rs 10,000Rs 8,90089%
Rs 150,000Rs 15,000Rs 13,35089%
Rs 200,000Rs 20,000Rs 16,00080%
Rs 300,000Rs 30,000Rs 22,50075%
Rs 500,000Rs 50,000Rs 34,00068%
Rs 800,000Rs 80,000Rs 52,00065%

03 Before you accept

Three things to check about a raise

  1. Compare take-home, not gross

    A 10% gross raise is less than 10% more in hand once tax is deducted. Use the figure in the "Extra take-home" box.

  2. Check the tax year

    Rates change every July. A raise from 1 July is taxed at the new year's slabs, so pick the right tax year above.

  3. Ask how it is paid

    An increase in basic salary may also raise provident fund and gratuity. An allowance may not. Ask HR which applies.

04 Answers

Questions about increments

Quick answers about how a salary raise is taxed in Pakistan.

Calculate your increment

How do I calculate my salary increment after tax?

Work out the tax on your salary before and after the raise; the difference in take-home pay is your real increment. For example, a 15% raise on Rs 150,000 adds Rs 22,500 to your gross salary but Rs 20,025 to your take-home pay in 2026-27.

Will an increment push my whole salary into a higher tax bracket?

No. Pakistan taxes salary in slabs, so a higher rate applies only to the part of your salary inside the higher slab. In 2026-27 a raise never lowers your take-home pay. In 2024-25 and 2025-26 the surcharge on income above Rs 10,000,000 could, for a raise that crossed that line.

How do I calculate an increment percentage?

Divide the increase by your old salary and multiply by 100. A raise from Rs 150,000 to Rs 172,500 is Rs 22,500 ÷ Rs 150,000 × 100 = 15%.

Why is my take-home increase smaller than my raise?

Because the extra salary is taxed at your slab rate. On Rs 150,000 a month the raise falls in the 11% slab in 2026-27, so you keep 89% of it.

Is an annual increment taxed differently from salary?

No. An increment is part of your salary, so it is taxed at the same salary slabs. A one-off bonus is also taxed as salary in the year it is paid.

05 Salary tools

More salary calculators

Every tool uses the same FBR salary slabs, so the figures match across the site.

Income tax slabs for every year Tax exemptions, deductions & credits

Sources and last update

  • Finance Act 2026 (Gazette of Pakistan, 26 June 2026)
  • Income Tax Ordinance 2001, First Schedule, Part I, Division I
  • FBR Withholding Income Tax Rate Card for tax year 2027 (section 149)
  • Federal Board of Revenue (FBR)

Last reviewed: 7 November 2026. How we calculate

Results are estimates, not tax advice. For your exact tax, check your salary certificate or ask a tax professional.