Cash Withdrawal Tax Calculator
Non-filers pay 0.8% of the cash they withdraw in a day once the day's total is over Rs 50,000. Filers pay nothing.
Income Tax Ordinance section 231AB, 2026-27
01 Examples
Cash withdrawal tax for non-filers
0.8% of the day's total once it passes Rs 50,000. Filers pay nothing at any amount.
Become a filer| Withdrawn in a day | Non-filer | Filer |
|---|---|---|
| Rs 40,000 | Rs 0 | Rs 0 |
| Rs 50,000 | Rs 0 | Rs 0 |
| Rs 60,000 | Rs 480 | Rs 0 |
| Rs 100,000 | Rs 800 | Rs 0 |
| Rs 500,000 | Rs 4,000 | Rs 0 |
| Rs 1,000,000 | Rs 8,000 | Rs 0 |
The rate rose from 0.6% to 0.8% with the Finance Act 2025.
What is the tax on cash withdrawal in Pakistan in 2026-27?
Non-filers pay 0.8% of the total cash they withdraw in a day if it is more than Rs 50,000. Filers on the Active Taxpayer List pay nothing.
Is the tax on the whole amount or only above Rs 50,000?
On the whole day's total. Withdrawing Rs 60,000 in a day costs a non-filer Rs 480, not 0.8% of Rs 10,000.
Do filers pay tax on cash withdrawal?
No. The tax under section 231AB applies only to people who are not on the Active Taxpayer List.
Does withdrawing Rs 50,000 exactly attract tax?
No. The tax applies only when the day's cash withdrawals exceed Rs 50,000.
Can I get the cash withdrawal tax back?
It is advance tax, so you can adjust it against your income tax if you file a return. Filing also puts you on the ATL, which stops the tax.
Sources and last update
- Income Tax Ordinance 2001, section 231AB (as amended by the Finance Act 2025)
- FBR Withholding Tax Rates Card, updated to 30 June 2026
- Federal Board of Revenue (FBR)
Last reviewed: 7 November 2026. How we calculate
Results are estimates, not tax advice. For your exact tax, check your salary certificate or ask a tax professional.